"We just completed a VA refinance on our home to lower interest. The Rate team led by Rick was knowledgeable and efficient. Their process and quality of work made this a very easy transaction. If you are looking for a mortgage or refi this is a great place to look."

"Rick and his entire team are nothing less than awesome. They make sure you are taken care of every step of the way. Out of 3 home buying experiences, they have by far been the best. Will use them again if I ever need to."

"The Elmendorf/Rate mortgage and underwriting team provided an exceptionally smooth and efficient experience, guiding us through every detail with professionalism. They were incredibly responsive, answering all our questions promptly and keeping us informed at every stage of the process. The underwriting team worked diligently to get our loan cleared for an on-time, hiccup-free closing. We highly recommend the dedicated Elmendorf team to anyone looking for a stress-free and positive home financing experience."